Question:
Is there any API method we can use to differentiate on our end whether the ERA payment was issued by check, ACH, EFT, or another payment type?
Answer:
Yes. The Claim.MD ERA API returns a field called payment_method that identifies how the payment associated with the ERA was issued.
When retrieving ERA data through the API, the payment_method value will contain a code that represents the payment type. The possible values include:
| Code | Description |
|---|---|
| ACH | Automated Clearing House (EFT) |
| BOP | Financial institution chooses payment method |
| CHK | Check |
| FWT | Federal Reserve Wire Transfer |
| NON | Non-payment data (informational remittance only) |
Your integration can use this field to programmatically determine how the payment was issued when processing ERA responses.
Please note that this field reflects the payment method used for that ERA. It does not necessarily indicate how a provider’s NPI is enrolled with the payer for future payments, only the method used for the payment associated with that ERA record.
For full technical details and the exact response structure, refer to the API documentation:
https://api.claim.md/#/paths/~1services~1eradata~1/post!c=200&ct=application/xml&path=result/payment_method&t=response